four wheeler cost

How Much Do Four Wheelers Cost?

Last Updated on December 29, 2023
Written by CPA Alec Pow | Content Reviewed by Certified CFA CFA Alexander Popinker

A four wheeler, which is part of the ATV (all-terrain car) group, is an off-road vehicle that is specified by the American National Standards Institute as “a vehicle that goes on low-pressure tires, with a seat that is straddled by the operator, with handlebars for guiding control.” ATVs come with three or four wheels.

A four wheeler is mostly used by drivers who take pleasure in off-road driving on dirt routes, high slopes, and even streams. 4 wheelers are also utilized by extreme sports lovers, who race and use these ATVs.

How much do four wheelers cost?

Typically, a four wheeler can cost anywhere from just $500 if bought second-hand, to as much as $10,000 or even more brand-new. A lot of purchases, however, are going to be somewhere between the $2,000 and $5,000 rate. A smaller-sized ATV for children, for instance, can cost $1,000 to $2,500, while an adult-sized design can cost upwards of $10,000.

Check out the table listed below to see what is the typical price of popular four-wheel brand names. With numerous types of ATV for each brand name, we took the typical brand-new MSRP rate.

Brand Average Cost (MSRP brand new)
Arctic Cat $3,000 to $13,000
Can-Am $3,600 to $15,000
Honda $3,100 to $9,800
Kawasaki $2,000 to $10,000
Kymco $2,100 to $7,000
Polaris $3,800 to $9,700
Suzuki $2,000 to $6,500
Yamaha $2,500 to $9,000

One of the popular four wheeler ad-based sites lists some of the more recent models from the current year for prices that start at around  $5,000.

Another website features a discussion about the four wheelers that individuals found for sale, and the majority of them stated that they paid anywhere from $2,000 to $8,000.

If you want to use the four-wheeler in winter, think about buying snow tires.

What are the additional expenses?

If you buy it online, and especially if you get the ATV second-hand, you might have to pay a shipping and managing charge. When it’s being delivered, you should also consider getting it insured.

Insurance coverage rates will differ based on your age, the four wheeler you’re driving, where you live, and just how much you intend to use it. It shouldn’t surprise you if you will have to spend about $200 a year.

An extra trailer will be required if you wish to tow your 4 wheeler.

To customize your four-wheeler, you will usually spend more. The wheels you go for will usually cost anywhere from $800 to $1,000.

Be ready for periodic or surprise repair work or upkeep down the road such as oil changes, and so on.

Tips to know: If you are buying a new ATV for competitions and races, you will have to disclose this to the salesman as you have to purchase a model that is made specifically for this. An ATV made for extreme sports will have a more complicated shock system to take in the shock when it lands after a jump.

Ask the previous owner about the warranty if you are buying a second-hand four wheeler. There are companies that will be able to move the warranty to the new owner.

New vehicles, or at least most of them, will feature some kind of restricted warranty, and this will depend upon the brand name.

Questions to ask:

  • Will you provide free upkeep?
  • Will you provide any free accessories with the sale?
  • Will the company provide a service warranty?

Let’s compare different ATV models and sizes

We have actually gathered the MRSPs (manufacturer’s recommended prices) of a number of makes, models, and sizes of ATVs and four-wheelers, from all of the significant brand names. However, the overall cost range is variable to quite an extent and will not tell you that much by itself.

To offer you a much better idea of what you should be ready for, we will need to narrow things down a bit and take a look at the various kinds of ATVs, the size of their engine, and how well they are geared up.

Utility four-wheelers

First off, let’s take a look at the particularities between utility 4 wheelers in different sizes and setups:

  • The premium makes and models in the 570cc – 670cc engine size range will usually be priced at about $1.000 less than the larger 850cc standard designs.
  • The relative price difference between entry-level models and premium ones is rather similar when you compare the different series of engine sizes.
  • Be ready to pay $500 to $2.000 more for the premium model.
  • Premium makes and models in the 1000cc size will cost a fair bit more than the basic models.
  • The 570cc to 670cc standard models, as well as the premium makes and models, will vary by over $2.000 from the least expensive to the most pricey.

Sport four-wheeler rates

When it comes to sports ATVs, we see a lot of the very same patterns.

The premium vehicles full of features and coming with the most effective engines cost considerably more than the basic designs with a comparable engine.

In the 650cc to 850cc engine size range, you see that a few entry-level makes and models cost almost as much as a few of the premium designs. That’s due to the fact that some brand names do not provide a premium design. Rather, they just have a basic design that has a comparable level of innovative functions as other brand names’ premium ones.

Youth four wheeler rates

In youth ATVs, it has actually not been all that typical to provide more than one basic design for each engine size. However, in later years, some producers have actually started providing both basic and premium makes and models in the youth section too.

In the 90cc to 110cc engine range, you find brand names that use both basic and premium/full specification makes and models.

The competition between the brand names is a hard one. As a result, the different brand names price their lead machines extremely similar. They will not differ by much.

6X6 ATV costs

And lastly, we have actually collected cost information on 6 × 6 4 wheelers. No brand name provides more than one option within each engine size, so the information for these makers doesn’t tell us more than the cost difference between the small engine and big engine makers.

How much will it cost to cover your individual ATV needs?

To figure out how much are ATVs and UTVs of different makes and models, we also need to determine what features are most likely to influence their price.

You will then have to decide on what functions and specifications you will need for your specific case. Not everyone will require the most powerful ATV engine and the most sophisticated functions.

If you ignore this part of the purchase process, you might still be fortunate enough to get a vehicle that fits your requirements perfectly. However, you might as well wind up paying far more than you should for a machine that is too big or has functions you will never ever use.

Or you might lose your cash on a 4 wheeler that is too small or is missing out on functions you, later on, find that you actually needed.

Engine size and horse-power

black four wheelerAmong the important aspects that will determine just how much an ATV will end up costing is its engine size.

Youth four-wheelers normally can be found with 50cc to 250cc engines, while sports and utility ATVs vary from about 350cc to 1000cc.

A great way to save some money is to avoid the makes and models that have the most powerful engines. Engines in the 500cc to 850cc range will be sufficient for most of the common applications and riding scenarios.

These machines will typically provide you with one of the most for your money. Many riders will hardly ever get the possibility to use the additional power of the strongest types of ATVs anyways.

That being said, we should tell you that we did have the opportunity to test a 1000cc ourselves while doing our research. And the truth of the matter is, we couldn’t use it for something more than what a 600cc engine would do.

However, if you like having a surplus of power offered at all times, you should be prepared to go for the bigger end of the cost range.

Price of newer functions, features, and add-ons

The next significant element that plays a substantial role in just how much a four-wheeler costs, is the number of advanced functions and add-ons it has.

Some makes and models of ATVs include only the bare minimum to run the bike safely and legally. If you move one step up, you discover designs that have some functions that make the bike a lot more comfortable to ride and broadens the machine’s range of usage. Examples of such functions are:

  • Electronic power steering (EPS)
  • Active descent control (ADC) assists to keep a slow and stable speed when you ride down steep declines
  • Engine brake system (EBS)
  • A winch, for the times you get stuck
  • Two-up (touring) set up with a longer wheel base and an additional seat. These generally cost about $500 to $1.500 more than the known one-seater type
  • Adjustable suspension to set up the bike for various riding scenarios and usages
  • Advanced on-demand 4 × 4 systems

In the luxury of the cost scale, you find the makes and models that are loaded with functions that not everybody will truly need. These are generally devices that are purposefully built for some kind of extreme usage like racing or deep mudding.

Examples of devices you will find on these machines, which the fundamental designs do not have are:

  1. Huge, strongly threaded mud tires
  2. Snorkle and a radiator relocation package
  3. A more extreme suspension and high-lift systems
  4. Comprehensive decal packages, either camouflage for hunting or fancy graphics to make the bike stand apart from other models.

What kinds of new ATVs cost the most?

Sports and utility 4 wheelers are typically very similar in price. It is typically the size of the engine, which will determine just how much these machines cost. Some sport 4 wheelers come geared up with advanced suspension. These are normally priced at about $1.000 more than their utility equivalents.

One exception is the ATVs simply produced racing. These types of four-wheelers generally cost a fair bit more than utility machines with the same engine sizes.

6×6 ATVs are generally a fair bit more costly than the 4x4s. That’s partially because they have an advanced suspension, another axle, and a cargo bed. The market for 6×6 four-wheelers is much smaller sized too, which is most likely to impact the rate to some degree.

When it pertains to youth ATVs, we have checked the costs of the important producers. There are a lot of other brand names that will offer more affordable options in the youth 4 wheeler market, however, know that you usually get what you spend for.

On paper, they might look really similar, however, after seeing how quickly a few of the less expensive makes and models will use or break, we can just say that it’s cash well spent to get a better machine from the get-go.

If you purchase a youth 4 wheeler from a reliable brand name and stay up to date with the needed upkeep, you can expect it to be utilized by kid after kid for a number of years before they will ultimately break. They ride far better too, making them far more pleasurable for the child.

Optional and aftermarket ATV accessories

Brush guards, front and back – A typical add-on that generally will set you back anywhere from $300 to $700.
Skid plate set, aluminum or plastic. If you ride a lot in rocky conditions, you might think about getting a protective skid plate to cover the underside of your brand-new four-wheeler. Be ready to pay $500 to $1.000 for a full set.
LED bar if you need more light. You can get them at $30 to $500.

Possible additional expenses of purchasing a four-wheeler

The MRSP is just a suggestion. If the dealership is running a nice discount campaign, or if you are experienced at negotiating rates, it is possible to get a good discount. However, understand that some expenses might come on top of the purchase cost.

Some dealerships charge a so-called location fee that generally covers the shipping expense from the factory to the dealership. Be ready to pay $300 to $500 for shipping. Others charge a few dollars to prepare the bike (some assembly needs to be done when the bike reaches the dealership).

Owning an ATV

Here are some rough price quotes on the most typical expenses of owning a 4 wheeler:

  • Insurance coverage: This one is a must. $250 each year is a reasonable quote.
  • Path licenses. This depends on the number of different routes you ride on, however, you should expect to pay $50 to $100 per path (each year).
  • Upkeep and service. A brand-new four-wheeler must last a couple of years before you need to purchase any extra parts. However, staying up to date with the service schedule is necessary to avoid voiding the warranty. Know that many makers ask that you utilize a licensed dealership to carry out the service.
  • Fluids, oils, and filter replacement. After the warranty duration is over, you can choose to do the service yourself to save some money. However, you still have to get the needed parts and fluids. Be ready to spend about $50 to $200 in parts for a complete service.

What is the price of a used ATV?

Usually, you must be ready to pay more for a properly maintained, used ATV, with low mileage, little wear, and the best accessories.

If the visual condition of the bike is not that important to you, you might find some machines that might look a bit rough, however, are still in an appropriate mechanical condition.

How can I save money?

If you don’t have a lot of money to spend, then you can always look for a pre-owned 4 wheeler. This might help you save approximately half of the final price tag.

Have a look at auctions. There are numerous four-wheeler owners going to auction off their ATV.

There are ATV companies and clubs all over. When it comes to purchasing a vehicle of this type, you can always ask for their opinion. They will usually be able to recommend one that is within your budget.

Quite a few dealerships have financing options. If you can’t afford the upfront payment, look into the alternatives they provide.

Alec Pow
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