How Much Does an Allergy Test Cost?

Last Updated on March 17, 2024
Written by CPA Alec Pow | Content Reviewed by CFA Alexander Popinker

If you suffer from troublesome allergy symptoms, getting tested can provide answers and relief. But allergy testing also comes with costs. What should you expect to pay for skin prick tests, blood tests and other diagnostic procedures? This guide examines the key factors influencing allergy testing costs so you can make informed decisions.

Allergies affect over 50 million Americans and are one of the most common chronic conditions worldwide. Allergic reactions occur when your immune system overreacts to harmless substances like pollen, foods or pet dander. Symptoms range from annoying to dangerous. Identifying your unique allergens is the first step toward proper treatment and prevention.

How Much Does an Allergy Test Cost?

There are several methods of allergy testing with varying levels of complexity and accuracy. Prices are impacted by the specific tests, number of allergens screened, insurance coverage, and other variables. On average, expect to spend $200 to $800 out-of-pocket for comprehensive allergy testing. Read on for a full breakdown of what drives costs.

GetCleared.com discusses the cost of allergy testing, mentioning that a typical allergy skin test can range from $60 to $300, while a blood test can cost between $200 to $1,000. The article also highlights Cleared’s at-home testing kit as a cost-effective option with free shipping and consultation included.

ReliaLab Test provides insights into the cost of allergy tests, stating that skin prick tests typically range from $60 to around $200, while blood tests can cost between $1,000 to $2,000 depending on the number of triggers tested. The article emphasizes the importance of diagnosing allergies and preventing allergic reactions.

Verywell Health compares home allergy tests with doctor’s office tests in terms of accuracy, cost, and testing methods. Home tests ordered online can range from $60 to $500, depending on the number of allergens tested for. The article discusses the pros and cons of different testing options.

Individual costs for different allergy tests

Skin Prick Test – This fast, common test checks reactions to up to 40 allergens. The cost is $200 to $300.

Intradermal Test – Small injections of antigens assess sensitivity. Pricier at $300 to $500 due to increased complexity.

Blood Test – Measures allergen-specific antibodies. $200 to $500 for extensive panels.

Patch Test – Identifies contact allergies. Small individual panels keep costs low at $100 to $200.

Component Testing – Pinpoints specific allergy-causing proteins. More advanced at $400 to $800.

Factors Affecting the Final Price You Pay

Several key factors affect the total cost of allergy testing:

• Number of allergens tested – more extensive panels are pricier
• Type of testing – skin vs. blood, patch or component resolved diagnostics
• Doctor fees – specialist allergists charge more
• Facility – hospital labs bill higher than private clinics
• Health insurance coverage – patient responsibility varies greatly
• Geographic region – costs in rural areas are often lower

Make sure you understand exactly what’s included in any cost estimate you receive. Ask questions if the price seems higher than expected.

Health Insurance and Allergy Testing Coverage

The good news is that most health insurance plans cover medically necessary allergy testing with no out-of-pocket costs or low copays after you meet your deductible. Key points:

• Verify coverage specifics with your insurer, including any prior authorization requirements
• Use in-network allergy specialists to minimize your portion of the bill
• Ask about coverage for follow-up appointments and immunotherapy if needed
• Appeal any denied claims and provide medical documentation of allergy symptoms

You might also like our articles on the cost of a pulmonary function test, an Albuterol inhaler, or the price of allergy shots.

Allergy Testing When Uninsured

If you lack insurance, work directly with testing facilities to access discount programs or payment plans that make testing affordable based on your income. Also:

• Comparison shop for lower cash pay rates between facilities
• Ask if sliding scale fees are available based on financial need
• Use GoodRx coupons to reduce costs of medications prescribed after testing
• Enroll in health coverage during open enrollment periods if possible

The Allergy Testing and Diagnosis Process

Here’s what to expect during testing:

• Consultation – Your allergist will review symptoms and recommend appropriate tests.
• Testing – Either skin prick tests in the office or blood draw for lab tests.
• Results – The allergist interprets the results and diagnoses specific allergies.
• Treatment Plan – Medications, immunotherapy, or allergen avoidance recommendations.
• Follow-up Care – Additional testing may be needed over time as allergies change.

Planning Your Allergy Testing Budget

With the average cost of testing ranging from $200 to $800 without insurance, plan your budget accordingly. Also factor in:

• Consultation fees – $100 to $200 for specialist appointment
• Prescriptions – $50 to $100 per allergy medication
• Immunotherapy – $2,000+ for a 3-year course if recommended
• Travel expenses – For multiple testing appointments and drug purchases

Making Allergy Testing More Affordable

If upfront costs are prohibitive, consider:

• Health savings accounts – Pre-tax money to cover medical expenses
• 0% credit cards – Delay interest costs if paid quickly
• Payment plans – Offered by many clinics and testing facilities
• Flexible spending accounts – Set aside pre-tax dollars for healthcare
• Patient advocacy groups – Possible testing scholarships or grants

Frequently Asked Questions

Is it worth getting an allergy test?

Yes, allergy testing is worth the cost for most people suffering from bothersome allergy symptoms. Testing accurately identifies which substances trigger your allergies so appropriate treatment and prevention strategies can be implemented. This provides significant benefits like:

• Relief from symptoms by using targeted medications and immunotherapy
• Reduction in severe allergic reactions and need for emergency care
• Ability to avoid confirmed allergens in your home, work, foods, etc.
• Preventing allergies from worsening into chronic conditions like asthma
• Gaining peace of mind by understanding what’s causing your reactions
• Improving overall quality of life without living with uncontrolled allergy symptoms

For many allergy sufferers, the upfront cost of testing pays off exponentially in the long run through proper management and treatment.

How can I get a free allergy test?

Here are some options to get free or reduced-cost allergy testing if you lack insurance or have a limited income:

• Enroll in a clinical trial – Pharmaceutical trials sometimes provide free testing and care.
• Apply to patient advocacy groups – Nonprofits like AAFA offer allergy testing scholarships.
• Use public health clinics – Local health departments provide care on a sliding fee scale.
• Check universities – Medical schools associated with universities may offer patient services.
• Contact allergy study researchers – Studies may provide testing in exchange for participation.
• Appeal insurance denials – File appeals providing medical necessity documentation.
• Negotiate cash rates – Ask providers for discounts for paying out-of-pocket.
• Set up payment plans – Many facilities will work with you on installments.

While free testing can be hard to find, these options make it more affordable.

Are allergy tests 100% accurate?

No, allergy tests are not 100% accurate. However, they provide invaluable data to identify likely allergy triggers with a high degree of confidence. Important factors around accuracy include:

• Test specifics – Some methods like skin prick testing are more reliable than others.
• Sample limitations – Blood levels of antibodies can fluctuate over time.
• False positives – Cross-reactivity of allergens can skew results.
• Patient variations – Differences in immune response affect results.
• Administration factors – Improper application of allergen samples impacts outcomes.

For optimal accuracy, allergists review test findings in combination with a patient’s medical history and symptom presentation. Follow-up testing may also be recommended. While not infallible, today’s allergy tests identify causative allergens about 85-95% of the time when performed properly.