How Much Does Diamond Mounting Cost?

Last Updated on February 29, 2024
Written by CPA Alec Pow | Content Reviewed by Certified CFA CFA Alexander Popinker

Getting a diamond professionally mounted by a jeweler can be one of the most exciting parts of buying an engagement ring, anniversary band or other special diamond jewelry. However, the process also comes with a range of costs that buyers should thoroughly understand before moving forward.

In this comprehensive article, we’ll dive into the typical price range for mounting diamonds depending on the setting style, metal, and diamond details. We’ll outline the different factors that significantly impact the cost of diamond mounting.

You’ll learn insider tips for choosing a high-quality jeweler and budgeting properly for your custom diamond ring or jewelry project. Let’s get started on demystifying the true expenses of diamond mounting!


Now that you understand the many variables and cost factors involved, you can knowledgeably plan your budget and expectations for a diamond jewelry mounting project. Here are the key points to remember:

  • Diamond mounting costs vary widely based on the complexity of the setting, with basic solitaire settings starting around $300 but complex vintage-style settings costing $2,500+.
  • The type of metal, purity, density, and market prices significantly influence the base cost of the mounting materials.
  • Custom mountings require more specialized labor, effort, risk, expertise and time compared to standard designs, increasing the price.
  • Larger and higher quality diamonds require extra precautions and handling during mounting, adding to the price.
  • Additional long-term costs come with insuring your diamonds properly and professional maintenance.
  • With smart design choices you can reduce certain customization costs without sacrificing beauty and quality.

How Much Does Diamond Mounting Cost?

The price to have a diamond mounted can vary between $150 and $3,000 based on the complexity of the setting, the types of metals used, the number and size of accent diamonds, and any custom details. Here is a breakdown of typical price ranges for common diamond mounting styles:

  • Basic Solitaire Setting – For a simple solitaire diamond ring setting in 14K white gold with minimal embellishments like basic prongs or a thin polished band, expect to pay between $150 and $800 for just the mounting and setting labor. Most quality solitaire settings from reputable jewelers fall in the $300 to $500 range in 14K gold.
  • Halo Setting – A halo setting with a center diamond surrounded by a ring of smaller accent diamonds generally ranges from $500 to $2,000+. The price increases with the carat weight of the center stone and number of halo diamonds. Intricate detailing on the halo and band will also drive the cost up.
  • Three-Stone Setting – Stylish three-stone diamond settings often cost between $800 and $2,500+. The price rises significantly with larger center diamonds and band complexity. If the two side stones are also substantial diamonds, the mounting cost can reach well over $3,000.
  • Vintage/Antique-Inspired Settings – Intricate vintage or antique-style engagement ring settings with engraved filigree details, milgrain edges, and elaborate diamond accents generally start around $1,500, with costs going up exponentially based on materials and complexity. Recreating delicate vintage details requires master artisan skills.
  • Fancy Diamond Cuts – Unusual diamond cuts like an Asscher, emerald, radiant, or marquise shape that require special prong placements or bezel molds will increase the mounting cost, often by $300 or more compared to standard round brilliant diamonds.
  • Platinum Settings – Platinum is more rare and valuable than gold, requiring extra care when fabricating ring settings. Expect to pay at least 30% more for a platinum mounting compared to the same style in 14K or 18K gold. Most platinum solitaire settings start around $1,000.

Othergems writes that the cost of mounting a diamond can range from as low as $30 to as high as $300. Factors that affect the mounting price include the stone setter’s expertise, mounting size, type of metal, design complexity, and even the time of year. It is advisable to compare prices from different stone setters before making a decision.

According to Jewelry Marquis, the cost to mount a diamond can vary between $50 to $300, depending on the type of setting. This price typically includes the setting for the diamond but not the center stone. Replacing the head on the setting to fit the diamond properly may incur additional costs, especially for fancy-cut stones.

A discussion on Pricescope Community revealed that the cost to set a loose diamond in a setting can range from $3.00 to $4.50 per point, with variations based on the shape of the diamond and the jeweler’s location. Additional costs may apply for specific requests such as adding extra prongs or unique designs.

Diamonds Ltd notes that setting a custom ring can cost anywhere from $500 to $1500, depending on factors like design complexities, type of metal, size, and number of accent stones used. The breakdown includes design fees, labor costs, and the price of the base metal used for the setting.

As you can see, the setting style makes a huge impact. But the type of metal, details of the diamonds, and any customization also affect the price significantly. Let’s look at each of these cost factors in more detail.

Factors That Influence Diamond Mounting Costs

Several important considerations will impact how much you ultimately pay for professional diamond mounting. Being aware of these cost factors can help you plan and budget more accurately.

Metal Type and Quality

The type of precious metal used for the ring setting or jewelry mounting, along with its purity level, greatly affect the final cost. Here are some details on how metal selection influences diamond mounting prices:

  • Platinum – Platinum is the most expensive metal choice. It is more dense and durable than gold, and has a beautiful silvery white color that complements white diamonds. The rarity and high value of platinum compared to gold drives mounting costs up. Most platinum settings range from $1,000 to $3,000+.
  • 18K Gold – 18K gold contains 75% pure gold, with the remainder being other metals to add strength. The high gold content makes 18K gold costly and it requires extra time and skill to work with during jewelry fabrication. 18K gold settings may cost 30% more than the same style in 14K gold.
  • 14K Gold – 14K gold is an alloy composed of 58% gold and 42% other metals. The lower gold content makes it more affordable and durable than 18K. Most diamond settings are crafted in 14K gold due to the optimal balance between cost and quality. Expect to spend $300 to $700 on average for 14K settings.
  • 10K Gold – While less common, some low-end diamond settings are produced with 10K gold, which is 41% pure gold. However, the quality and appearance is noticeably lower compared to 14K and 18K gold settings. These very affordable settings typically cost less than $200.
  • Metal Density – More metal material is needed to make thicker, wider bands and larger settings, driving up the diamond mounting price. Excessive metal also adds unnecessary weight. Finding the right balance is key for both beauty and cost.
  • Metal Market Prices – The fluctuating market rate that jewelers pay suppliers for precious metals gets passed along to customers. Gold and platinum prices change daily based on various global economic factors. Market dips can reduce mounting costs.

Labor and Craftsmanship

Expert jewelers invest years in perfecting their diamond setting skills and techniques. Producing a quality hand-crafted mounting that securely holds diamonds requires considerable time, care, and experience from these specialized professionals. This labor-intensive process has a significant impact on the price. Here are some important points about craftsmanship and labor costs:

  • Master Jewelers – From delicate prong work to engraving and polishing, every step requires specialized skills and tools. Top mounting craftsmen have completed rigorous training and apprenticed for years under senior jewelers before mastering their trade. Their expertise commands premium prices.
  • Hand-Fabrication – When settings are carefully handcrafted by artisans rather than mass-produced in factories, it involves much more time and intricate human effort, increasing costs. But the result is superior design, fit, and structural integrity.
  • Labor Expenses – From design consultations to sourcing materials, sizing rings multiple times during fabrication, setting the diamonds, performing quality checks, and final polishing, there are many labor-intensive steps in mounting diamonds that require compensation for skilled professionals.
  • Revisions and Redos – Experienced jewelers know that the initial version of a custom mounting often needs adjustments and revisions to match a client’s expectations perfectly. This process of redoing the design or resetting stones results in additional costs and work hours.
  • Profit Margins – Jewelers must factor in reasonable profit margins on the time and effort involved in diamond mounting work to sustain their businesses. This is usually built into their labor fees.

Diamond Characteristics

You might also like our articles about the cost of diamond earrings, ring resetting, or ring cleaning.

The details of the specific diamond or diamonds being mounted, including the valuable gem’s 4Cs grading report, significantly impact the risk and price for the jeweler. Here are some ways that the diamond itself influences the mounting cost:

  • Carat Size – Larger diamonds require substantial amounts of extra care and handling during the mounting process. Their maximum weight capacity must be factored into the structural design. Larger diamond carat weights also mean exponentially higher monetary value, increasing insurance liabilities.
  • Cut Quality – A diamond’s proportions and cutting precision greatly affect its brilliance and visual appeal. Poorly cut stones may not sparkle adequately once set. Time-consuming adjustments are sometimes needed to achieve optimal alignment in the mounting.
  • Clarity Grade – Flawless or internally flawless diamonds with exceptional clarity are harder to work with, as even slight nicks, chips or scratches will be visible. Extra precautions are necessary, increasing labor time and risk for jewelers. Lower clarity grades are more forgiving.
  • Color Grade – Fancy-colored natural diamonds require specially designed settings and experienced handling to accentuate their unique colors rather than having them appear washed out or too dark once mounted. This custom work is more complex and costly.
  • Special Cuts – Unconventional diamond cuts like Asscher, radiant and marquise have distinct shapes that need special prong placements and angles. Trillion or tapered baguette side stones also call for custom mounting solutions. Settings must be individually fitted to each unique diamond being mounted.
  • Total Value – The cumulative carat weight and quality grades translate directly to monetary value. Jewelers must take great care not to damage more expensive diamonds during the mounting process to avoid costly insurance claims. High value requires added precautions.
  • Certifications – Reputable jewelers will only mount diamonds that come with proper certification from labs like GIA or AGS to verify authenticity. These grading reports add to the diamond’s value and must be protected in the mounting.

Customization and Design Complexity

Diamond Ready to be MountedOrdering a diamond mounting with customized features, rare materials, or an intricate unique design will increase the price, sometimes drastically. Here are some examples of how custom requests impact the cost:

  • Unique Settings – One-of-a-kind settings with rare shapes or asymmetric designs require extra specialized CAD modeling, planning, communication, and manufacturing steps. The skills and time involved translate to higher custom design fees.
  • Alternative Metals – Choosing platinum or palladium instead of standard gold, or opting for recycled metals and eco-friendly production introduces new costs associated with sourcing and working with these specialty materials.
  • Added Embellishments – Engraving, filigree, milgrain edges, diamond accents in the band, decorative carvings, enamel fillings, knotted rope elements, and other embellishments all require additional production work and expertise, increasing the price.
  • Hidden Surprises – Adding secret diamond accents inside the band or underside of prongs, personalized engraving hidden behind stones, or other clandestine personalization details involve extra design thought and cautious execution.
  • Matching Sets – Perfectly complementing wedding and engagement rings demand careful design coordination and extensive communication to ensure seamless integration. Matching the style results in additional mounting fees.
  • Sentimental Elements – Incorporating pearls, gemstones, or metals from heirloom jewelry adds sentimental value but also requires custom fabrication and very careful handling of the repurposed materials.

In many cases, customization more than doubles the cost of a standard pre-designed mounting. But in the end, you get a truly tailored, one-of-a-kind piece that reflects your unique personality and preferences.

Choosing the Best Jeweler

Selecting a professional, reputable, and skilled jeweler you can trust is a critical priority, as you’ll be entrusting them with an extremely valuable diamond to mount. Take time researching and get references to find a diamond mounting expert known for quality craftsmanship and excellent customer service. Here are some top tips for choosing a premier jeweler:

  • Check Credentials – Legitimate jewelers have certifications from respected institutions like the Gemological Institute of America (GIA) or American Gem Society (AGS) that require passing rigorous exams on diamond evaluation and jewelry fabrication skills.
  • See Examples – Quality jewelers will happily showcase custom work they’ve produced and have many positive reviews. Examine their portfolio and Instagram feed to verify their settings match your style and expectations.
  • Ask About Guarantees – Reputable jewelers stand behind their diamond mounting workmanship with robust warranties of 1 year or longer, in case any damage or structural issues arise with the setting.
  • Review Insurance – Confirm they have robust gemologist insurance that would fully cover the value of your diamond if a mistake or accident occurred during the mounting process.
  • Check Associations – Many exceptional jewelers belong to trade groups like Jewelers of America or state jewelers associations that only admit members adhering to high ethical and quality standards.
  • Consider Custom – For a truly bespoke piece, local independent jewelers can provide more focused attention and artistry compared to mass-produced settings from big national chains.

Take time to communicate clearly about your vision, budget, and timeline expectations before selecting your mounting partner. They should explain technical options and provide guidance while respecting your preferences.

Additional Long-Term Diamond Mounting Costs

Beyond the upfront pricing for custom design, precious metals, and expert diamond mounting labor, there are ongoing costs to factor into your budget for properly caring for and protecting your jewelry:


  • Jewelry Insurance – Specialized jewelry insurance will likely be required by your jeweler to fully cover potential loss or damage during the mounting process. Expect to budget 1-2% of the total value of your ring or jewelry per year for a policy.
  • Deductibles – Most jewelry insurance policies have deductibles in the $250 to $500 range that you would need to pay out-of-pocket for any covered claim before insurance covers the remaining amount. Higher deductibles lower the annual premium.
  • Limitations – Make sure the fine print covers potential accidents, lost items, mysterious disappearance, and any high liability risks associated with your jewelry. Avoid policies with strict exclusions.
  • Appraisals – A certified appraisal documenting the current market value of your mounted diamonds is required for proper insurance coverage. Appraisal costs range from $100 to $300+.


  • Regular Inspections – To confirm prongs and mountings are secure, the ring should be professionally inspected by your jeweler every 6 months. This periodic cost averages $50 per visit.
  • Cleanings – Over time, built up dirt and oils can loosen settings. Expect costs of $25 to $50 for periodic professional ultrasonic or steam cleanings by your jeweler to prevent buildup.
  • Re-tipping – Eventually, thin prongs may need to be re-shaped or re-tipped after years of wear. Skillful soldering and reshaping prongs costs around $150 per repair.
  • Polishing – Exposure and time will erode the original luster. Occasional re-polishing by your jeweler removes fine scratches and restores shine, typically costing $50 to $100 per polish.

Strategies for Saving on Diamond Mounting

If your dream custom diamond ring or jewelry is beyond your current budget, here are some clever ways to reduce mounting costs without sacrificing quality:

  • Pick a Simpler Setting – Opt for timeless solitaire, bezel, or channel settings with clean lines rather than highly intricate vintage designs. The labor savings really add up.
  • Choose 14K Gold – Stick with cost-effective 14K gold rather than premium platinum or 18K gold unless you have a particular preference for those metals.
  • Resize Later – Ordering a slightly larger setting that can be sized down after the proposal saves on laborious resizing repetitions during the design process.
  • Reuse Metal – Incorporate gold or platinum from outdated or inherited jewelry to supply some of the required metal and offset new material costs.
  • Lab Grown Diamonds – Mounting high quality lab diamonds rather than mined diamonds provides big savings with the same sparkle.
  • Buy The Center Stone – Purchase the primary diamond separately based on GIA or AGS specifications to get the best wholesale price, then have the jeweler design the setting around it.
  • Smaller Side Stones – Surround the center diamond with micro pavé stones or thin halo rings rather than substantial accent diamonds that exponentially increase the price.
  • Engrave Later – Add engraved messages and symbols after the mounting is complete to spread costs over time. The initial investment is lower.
  • Shop Independent – Take your project to family-owned local jewelers to save on designer branding markups and big retail overhead costs.
  • Ask About Discounts – Talk to your jeweler about special pricing for supplies you provide or grouped services like combining a wedding band.

With some savvy planning and design choices, you can reduce diamond mounting costs substantially while still getting a custom ring that looks like a million bucks.

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